What if you got hurt or disabled in some way so that you couldn’t work and draw your income?

Furthermore, what would happen to your family? Could you make your house payments, car payments, everything you needed to pay to afford your current lifestyle?

The unfortunate truth is, accidents really do happen. Things happen that knock us down, make us housebound for a time, stop us for whatever reason from working and living our normal lives.

This is the simple reason for disability insurance—to protect yourself, and your family, during a temporary time of need, until you get back on your feet. How much you receive during this time, and for long, depends on your coverage.

The hope is, you will never need disability insurance. But if an accident did happen and knocked you down for a while, are you protected?

We are ready to answer your questions.
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Greg O'Donnell is the popular radio host of a weekly financial advice program, "Money Matters." Tune into Greg’s latest broadcast to hear the latest on all matters having to do with money.